Discharge Credit Card Debt Through Bankruptcy Protection
In Florida and the United States, credit cards are the second largest reason why individuals file for bankruptcy protection, next to medical bills. Millions of people use credit cards everyday for major items and daily purchases and it does not take long for some people to get in trouble with missed or late payments and spending that leads to amounts of debt that are overwhelming.
Of course, credit card companies do not always make it easy on consumers. They frequently take advantage of people by changing schedules, raising minimum payments, lowering credit limits and performing other actions that harm consumer credit. At the Miami Bankruptcy Center, we can help you get out of the cycle of credit card debt by filing for Chapter 7 or Chapter 13 bankruptcy protection.
Contact us at the Miami Bankruptcy Center and speak with one of our attorneys about your financial issues. Call toll free at 888-692-1145 and schedule a free initial consultation.
Eliminate Debt and Find a Fresh Start
Beginning in January, credit card companies will have a new set of rules to follow that are designed to protect consumers. Whether these rules will prove fruitful has yet to be seen, but for now, it is causing companies to try and maximize profits as much as possible before that deadline hits. To do that, they are resetting interest rates, lowering credit limits and changing the rules that their customers must abide by.
Chapter 7 bankruptcy allows consumers to discharge all of their credit cards debts at once, providing them with debt relief and erasing late payments and defaults that may have existed on their credit reports. Chapter 13 bankruptcy establishes a repayment plan, where consumers will pay back credit card companies over time. In either case, consumers are able to regain control over their finances.
Learn More About Credit Card Debt in South Florida
Turn over a new leaf in your financial life by contacting an experienced lawyer at the Miami Bankruptcy Center. At our firm, we have helped many people and their families find financial security through debt relief. Schedule a free initial consultation at our Miami office by calling 786-623-5403 or toll free at 888-692-1145. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
