Make Healthy Choices for Your Financial Future
One of the most commonly misunderstood aspects of bankruptcy is the impact that filing will have on a person's credit, finances and life in general. Will I be able to get a credit card again? Can I be turned down for a job because of a bankruptcy? Is it possible to qualify for a car loan or home mortgage?
Fortunately, neither the stigma surrounding bankruptcy nor the aftermath of bankruptcy is as bad as some make it out to be. Many millionaires, business owners and successful middle-class mothers and fathers have filed for bankruptcy in the past and have gone on to find tremendous financial success.
At the Miami Bankruptcy Center, we can help you understand life after bankruptcy and what you will likely face when the dust has settled on your debt relief. Our lawyers can provide honest advice about credit repair and answer many of the questions you have about the process.
Contact us to learn more information about Chapter 7 or Chapter 13 bankruptcy, the process and what it will mean for you. Call for a free consultation at 888-623-5403.
Your Life and Credit After Filing for Bankruptcy
After filing for bankruptcy, it will appear on your credit report for a period of time after the process is over. In many cases, however, a bankruptcy is better — or certainly no worse — than the late payments, defaults and other problems that were already on your credit report but were discharged.
Clients we have helped routinely get credit card offers in the months following their bankruptcies and home and car loans after a couple of years.
Additionally, there are federal laws preventing discrimination against people who have filed for bankruptcy and employers may not use it as a reason to deny someone a job. Given the current economic climate and the number of bankruptcies that have been filed in recent years, having a bankruptcy on your record is not unique and carries less stigma among those offering lines of credit.
Contact Us to Learn More Information
Contact us at the Miami Bankruptcy Center to learn more about life after bankruptcy. Talk with an experienced attorney about your rights and get honest information about the myths surrounding the process. Call to schedule a free initial consultation at 786-623-5403 or 888-692-1145. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
