Find Peace of Mind Through the Bankruptcy Process
Answering the phone can turn from an everyday activity to a frightening ordeal when you think a creditor is on the other line. Checking the mailbox is no longer as simple when a letter demanding money from you is sitting there. Creditor harassment, in its many forms, can make people nervous and uneasy, especially if they are worried about wage garnishments, foreclosure or repossession.
While some creditors play by the rules, others will do anything they can to get money out of you, including violations of the law. At the Miami Bankruptcy Center, we can help you stop creditor harassment through Chapter 7 or Chapter 13 bankruptcy protection. Not only will bankruptcy prevent creditors from contacting you, it will also discharge your debts and give creditors no more reason to call you in the first place.
Do not let creditors harass you without fighting back. Talk with a lawyer about your rights and your options to stop creditor harassment in all its forms by calling the Miami Bankruptcy Center today at 888-692-1145.
Automatic Stays and Debt Verification
Immediately after a bankruptcy is filed, an automatic stay is enacted by the bankruptcy court. This stay will put an end to foreclosure proceedings, repossessions and all forms of contact between creditors and debtors — including phone calls and letters. Harassing debt collectors who violate this automatic stay will be subject to sanctions and fines.
Our firm will pursue these violations vigorously for our clients. We will also protect our clients from harassment even before their bankruptcy petitions are filed. Harassment includes calls before or after hours, threats of violence, abusive language and many other actions that are covered under the Fair Debt Collection Practices Act.
Additionally, our firm will make companies and collection agencies verify the debts that they are attempting to collect in order to prove that our clients owe them money in the first place.
Talk With an Attorney About Stopping Creditor Harassment
If you are concerned about debt collectors who are calling you at all times of the day and night, contact us at the Miami Bankruptcy Center and learn how to protect yourself and your family from this harassment. Call to schedule a free initial consultation with our firm at 786-623-5403 or 888-692-1145 and stop credit harassment today. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
